🛡 Travel Insurance – Terms & Conditions When applying for an international visa, one of the most important requirements that travelers often overlook is travel insurance. Almost every embassy and consulate around the world — whether you are applying for a Schengen visa, UK tourist visa, USA B1/B2 visa, Canada visitor visa, New Zealand or Australia tourist visa — expects applicants to show valid embassy-compliant travel insurance. At Visa Buddie, we help travelers secure the right visa travel insurance that not only fulfills embassy requirements but also ensures complete protection while abroad. Below, we outline the key features, benefits, and terms & conditions you need to know. ________________________________________ ✅ Why Travel Insurance is Essential for a Visa Application Embassies require travel insurance because they want to ensure that visitors are financially protected in case of unexpected medical or travel emergencies. For example: • Schengen Visa Insurance Requirements: A minimum coverage of €30,000 is mandatory for medical emergencies, hospitalization, and repatriation. • USA Tourist Visa: While not compulsory at the application stage, proof of insurance helps during the interview and is strongly recommended for safe travel. • UK, Canada, New Zealand and Australia: Insurance is not always mandatory, but embassies highly recommend it to show travel preparedness and financial stability. By purchasing embassy-approved travel insurance, you increase your chances of visa approval, as it demonstrates responsibility and readiness. ________________________________________ 📋 What Does Embassy-Compliant Travel Insurance Cover? • Medical Emergencies: Doctor visits, hospitalization, surgeries, and prescription costs. • Accidental Injury & Death: Financial protection for accidents abroad. • Emergency Evacuation & Repatriation: Required by Schengen embassies, ensuring you can be transported home safely if needed. • Trip Cancellation or Delay: Refunds for non-refundable bookings if your trip is canceled due to unforeseen events. • Loss of Passport or Baggage: Coverage for stolen or misplaced documents and belongings. • 24/7 Assistance: Emergency helplines available worldwide. ________________________________________ ⚖️ Terms & Conditions You Must Know 1. Policy Duration – Insurance must cover your entire travel period, including the day you leave India and the day you return. 2. Minimum Coverage – Schengen countries require at least €30,000; other destinations may have different thresholds. 3. Non-Transferable – Travel insurance is issued in your name and cannot be transferred to someone else. 4. Non-Refundable – Once issued and submitted for a visa application, most policies are not refundable. 5. Exclusions Apply – Pre-existing medical conditions, high-risk sports, or unlawful activities may not be covered. 6. Authenticity Verification – Embassies may cross-check directly with the insurer, so only genuine policies are accepted. 7. Claim Process – All claims must be reported to the insurer within the stipulated time frame. ________________________________________ 🌍 Why Choose Visa Buddie for Travel Insurance? • Embassy-Approved Policies – All our insurance options are compliant with visa guidelines. • Global Partnerships – We work with top insurers to provide worldwide coverage. • Hassle-Free Process – Receive your insurance certificate instantly, ready to attach with your visa file. • Affordable Premiums – Budget-friendly options for solo travelers, families, and groups. • Tailored Coverage – Customized plans for tourists, students, or business travelers. By choosing Visa Buddie, you don’t just meet the visa requirement — you travel with peace of mind.